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Terms of Use

Effective Date: [Insert Date]

Welcome to the website of Horizon Senior Benefits, Inc. (“Company,” “we,” “us,” or “our”). By accessing or using https://horizonseniorbenefits.com (“Website”), you agree to be bound by these Terms of Use (“Terms”). Please read these Terms carefully before using our Website or services.

If you do not agree to these Terms, you must not access or use our Website.


1. Use of the Website

You agree to use this Website solely for lawful purposes and in accordance with these Terms. You may not use the Website:

  • In any way that violates any applicable federal, state, local, or international law or regulation.
  • For the purpose of exploiting, harming, or attempting to exploit or harm others.
  • To transmit any advertising or promotional material without our prior written consent.

We reserve the right to terminate your access to the Website if you violate any part of these Terms.


2. Intellectual Property Rights

All content, features, and functionality on this Website, including but not limited to text, graphics, logos, images, audio, and software, are the exclusive property of Horizon Senior Benefits, Inc. and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any of the content on our Website without prior written permission from us.


3. Disclaimer of Warranties

The information provided on this Website is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the Website or the information contained on the Website.

Your use of the Website is at your own risk. The Website and all content, services, and features are provided on an “as-is” and “as-available” basis without warranties of any kind.


4. Limitation of Liability

To the maximum extent permitted by law, Horizon Senior Benefits, Inc. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Website, even if we have been advised of the possibility of such damages.


5. Third-Party Links

This Website may contain links to third-party websites. These links are provided for your convenience only. We have no control over and are not responsible for the content, privacy policies, or practices of any third-party websites.

Accessing any third-party websites linked to this Website is entirely at your own risk.


6. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, available here: [Privacy Policy Link].

By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.


7. Changes to the Terms of Use

We reserve the right to revise and update these Terms of Use at any time. All changes are effective immediately when posted and apply to all access and use of the Website thereafter.

Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.


8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.

Any legal action arising out of or relating to these Terms or the Website shall be instituted exclusively in the federal or state courts located in the State of Michigan.


9. Contact Us

If you have any questions regarding these Terms of Use, please contact us at:

Horizon Senior Benefits, Inc.
7600 Grand River Ave Ste. 295
Brighton, MI 48114
Phone: 800-862-4020
Email: bbarber@horizonseniorbenefits.com
Website: https://horizonseniorbenefits.com


Thank you for choosing Horizon Senior Benefits, Inc. We appreciate your trust and look forward to serving your life insurance needs.